Business Loans & Working Capital
Funding-route assessment for business requirements, operating cycles and working-capital needs.
PEOPLE | PLANS | POSSIBILITIES
Plan with clarity.
Move with confidence.
Prime Financial Optimization & Advisory
Financial-services facilitation and advisory support for individuals, professionals, businesses and institutions.
Plan Better. Borrow Smarter. Grow Confidently.
PS
FINANCIAL CLARITY · STRUCTURED CHOICES
PEOPLE&
POSSIBILITIES
CLIENT-FOCUSED GUIDANCE TRANSPARENT PRODUCT COMPARISON INSTITUTIONAL COORDINATION
01 / ABOUT THE FIRM
Clarity before commitment.
Guidance at every step.
We help clients understand financial-product routes, consider relevant options and coordinate with institutions. Our role is to support informed decisions—not to promise approvals, rates or outcomes.
02 / SERVICE ARCHITECTURE
Financial solutions,
clearly structured.
Availability, eligibility, pricing and final terms depend on the respective institution and applicant profile.
01
FOR ENTERPRISES & INSTITUTIONS
Commercial & Institutional Financing
Loan Against Property (LAP)
Facilitation support for eligible property-backed funding requirements, subject to lender assessment.
Secured OD & Dropline OD (DOD)
Explore secured overdraft and dropline structures for suitable business liquidity needs.
Equipment & Machinery Funding
Finance options for eligible machinery, equipment acquisition and business expansion.
School & Institutional Infrastructure Funding
Funding facilitation for qualifying education and institutional infrastructure projects.
Commercial Vehicle (CV) & Construction Equipment (CE) Finance — New & Used
Finance support for eligible new and pre-owned commercial vehicles and construction equipment.
02
FOR INDIVIDUALS & PROFESSIONALS
Retail Loans & Asset Credit
Home Loans & Balance Transfer / Top-up
Guidance on home-purchase finance and reviewing eligible transfer or top-up possibilities.
Personal & Professional Loans
Explore borrowing options aligned with personal or professional financial requirements.
Education Loans
Assistance in exploring education-finance options for eligible courses and applicants.
Gold Loans
Information and facilitation for eligible gold-backed credit products from institutions.
Loan Against Securities (LAS)
Explore credit facilities secured against eligible financial securities, subject to lender policy.
New & Used Car Loans
Financing support for eligible new-vehicle and pre-owned-car purchases.
03
FOR PROTECTION & LONG-TERM PLANNING
Protection, Wealth & Optimization
Comprehensive Insurance Solutions
Support exploring life, health, asset and Loan Protector insurance options available in the market.
Wealth Advisory & Trend-Aligned Financial Planning
Discuss market-aware investment options and planning considerations aligned with your needs and risk profile.
Credit Health Analysis & CIBIL Optimization
Review credit-report factors and practical process and repayment-habit guidance. No score improvement is guaranteed.
Strategic Debt Consolidation Facilitation
Assessment and facilitation of possible debt-consolidation routes, subject to eligibility and lender terms.
03 / HOW WE WORK
A transparent process.
Four considered steps.
Understand Needs
Comprehensive financial profiling to understand your goals, requirements and circumstances.
Explore Options
Screening relevant lending products across institutional partners, where available.
Compare Terms
Transparent evaluation of applicable tenures, limits, costs and product conditions.
Connect & Execute
Coordinated liaison with the institution through its application and disbursal process.
04 / FOUNDER
Personal guidance.
Structured possibilities.
Piyush Samadhiya & Co. is a financial-services facilitation and advisory consultancy.
We support clients in understanding financial-product options, preparing for institutional discussions and coordinating with relevant providers. Our approach is built around clarity, suitability, transparency and informed decisions.
Piyush Samadhiya FOUNDER05 / START A CONVERSATION
Let's understand
your next step.
Share your requirement and we'll discuss possible next steps.